Our Privacy Policy 

Protecting your private information is our priority. This Privacy Statement applies to Spring Capital Solutions (SCS) and governs data collection and usage. For this Privacy Policy, unless otherwise noted, all references to Spring Capital Solutions LLC refer to this website, which provides views and insights about personal finance and life insurance. By using the (SCS) website, you consent to the data practices described in this statement.

Collection of your Personal Information

To better provide you with products and services offered, (SCS) may collect personally identifiable information, such as your:

• First and Last Name
• Mailing Address
• Email Address
  
• Phone Number

 We collect billing and credit card information if you purchase (SCS)'s products and services. This information is used to complete the purchase transaction.

 (SCS) may also collect anonymous demographic information that is not unique to you, such as your:

•  Age
•  Gender

Please remember that others may collect and use the information if you directly disclose personally identifiable information or personally sensitive data through (SCS)'s public message boards.

We do not collect your personal information unless you voluntarily provide it. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include (a) registering for an account, (b) entering sweepstakes or contests sponsored by one of our partners, (c) signing up for special offers from selected third parties, (d) sending us an email message, (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you about services and products you requested. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

(SCS) collects and uses your personal information to operate and deliver the requested services.

 (SCS) may also use your personally identifiable information to inform you of other products or services from (SCS) and its affiliates.

Sharing Information with Third Parties

(SCS) does not sell, rent, or lease its customer lists to third parties.

(SCS) may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (email, name, address, telephone number) is transferred to the third party. (SCS) may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange deliveries. All such third parties are prohibited from using your personal information except to provide these services to (SCS), and they are required to maintain the confidentiality of your data.

(SCS) may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to (a) conform to the edicts of the law or comply with legal process served on (SCS) or the Site; (b) protect and defend the rights or property of (SCS); and (c) act under exigent circumstances to protect the personal safety of users of (SCS), or the public.

Opt-Out of Disclosure of Personal Information to Third Parties

In connection with any personal information we may disclose to a third party for a business purpose, you have the right to know:

• We disclosed the categories of personal information about you for a business purpose.

Under the California Consumer Privacy Act of 2018 (CCPA) and specific other privacy and data protection laws, as applicable, you have the right to opt out of disclosing your personal information. Suppose you exercise your right to opt out of revealing your personal information. In that case, we will refrain from disclosing your personal information unless you subsequently provide express authorization for the disclosure of your personal information. To opt out of revealing your personal information, visit this web page: www.springcapitalsoltuions.net/contact.

Tracking User Behavior

(SCS) may keep track of the websites and pages our users visit within (SCS), to determine what (SCS) services are the most popular. This data is used to deliver customized content and advertising within (SCS) to customers whose behavior indicates interest in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by (SCS). This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used to operate the service, maintain its quality, and provide general statistics regarding using the (SCS) website.

Use of Cookies

The (SCS) website may use "cookies" to help you personalize your online experience. A cookie is a text file placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize (SCS) pages or register with (SCS) site or services, a cookie helps (SCS) to recall your specific information on subsequent visits. This simplifies recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same (SCS) website, the information you previously provided can be retrieved, so you can easily use the (SCS) features that you customized.

You can accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies. If you choose to decline cookies, you may not be able to fully experience the interactive features of the (SCS) services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of other sites. We encourage our users to be aware when they leave our Site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

(SCS) secures your personal information from unauthorized access, use, or disclosure. (SCS) uses the following methods for this purpose:

•  SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no Internet or wireless network data transmission can be guaranteed 100% secure. As a result, while we strive to protect your personal information, you acknowledge that (a) there are security and privacy limitations inherent to the Internet that are beyond our control and (b) the security, integrity, and privacy of any information and data exchanged between you and us through this Site cannot be guaranteed.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

• Delete your personal information from our records, and
• Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted by federal law, and provide a good or service requested by you or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for that activity;
• Debug to identify and repair errors that impair existing intended functionality;
• Exercise free speech, ensure the right of another consumer to exercise their right of free speech, or exercise another right provided for by law;
• Comply with the California Electronic Communications Privacy Act;
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
• Comply with an existing legal obligation; or
• Otherwise, use your personal information internally, legally compatible with the context in which you provided the information.

Children Under Thirteen

(SCS) does not knowingly collect personally identifiable information from children under thirteen. If you are under thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe from Third-Party Communications

We respect your privacy and allow you to opt out of receiving announcements of certain information. Users may opt out of receiving any or all communications from third-party partners of (SCS) by contacting us here:

• Web page: www.springcapitalsolutions.net
• Email: support@springcapitalsolutions.net
• Phone: (346) 814-9681

Email Communications

Occasionally, (SCS) may contact you via email to provide announcements, promotional offers, alerts, confirmations, surveys, and other general communication. To improve our services, we may receive a notification when you open an email from (SCS) or click a link therein.

If you want to stop receiving marketing or promotional communications via email from (SCS), you may opt out of such contacts by clicking the UNSUBSCRIBE button or link.

External Data Storage Sites

We may store your data on servers provided by third-party hosting vendors with whom we have contracted.

Changes to this Statement

(SCS) reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in how we treat personal information by sending a notice to the primary email address specified in your account, placing a prominent notice on our website, or updating any privacy information. Your continued use of the website or services available after such modifications will constitute your (a) acknowledgment of the modified Privacy Policy and (b) agreement to abide by and be bound by that Policy.

Contact Us 

If you have questions or comments, please get in touch with us. 

Spring Capital Solutions LLC

19815 Kenswick Dr. 

Humble, Texas 77338

Email Address:

support@springcapitalsolutions.net

Telephone number:

(346) 814-9681

Effective as of March 18, 2024